Ways for Employers to Manage Pharmacy Spending

Pharmacy costs have been rising significantly over the past few decades, impacting employers and health plans. Several factors contribute to the increase in pharmacy spending, including new drug development, patent […]

What are High Deductible Health Plans?

A deductible is an out-of-pocket cost an individual must pay before a health plan covers any expenses. When choosing health insurance, most individuals are faced with a choice between low-deductible […]

Broker Selection Best Practices

Finding a good health, employee benefits, or retirement plan services broker can sometimes be challenging.  In today’s world, there are so many versions of this particular role.  A new KFF analysis that […]

DIY (Do-It-Yourself) Self-Funded Health Plan

Many organizations with under 500 employees are still leveraging a health plan without frequently evaluating the underlying financing strategy of the plan. This can be a costly oversight once they […]